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There’s a lot of fuzzy thinking today about the government’s role in wiping out poverty. But I’m absolutely convinced that making wise choices on a consistent basis gives you a better shot at winning than waiting on the state to bail you out. And if you’re looking for some guidance on how to make those life-changing decisions, this book is a great place to start.

-Dave Ramsey

Best-selling author and nationally syndicated radio show host

This book is an inspiring and fact-filled guide to personal achievement and financial success for young people. Having spent a lifetime overcoming obstacles himself in the pursuit of personal improvement, few people are more qualified to convince youth that the path to opportunity still exists. Through stories and practical lessons, Segal draws from his own business experience and his volunteer service to youth promoting responsible, engaged fatherhood.

-Don Eberly

Former White House aide, author, and founder of the National Fatherhood Initiative

There is a chronic crisis in American youth. Many of them no longer have strong family support to guide them toward a fulfilling life. They need self-awareness and knowledge to guide them. During eighteen years as Chairman of the National Fatherhood Initiative, John Segal provided leadership for programs and initiatives on responsible fatherhood. In this book he provides guidance to young Americans who can raise their self- awareness and knowledge to become productive adults and citizens. How? Through simple rules for improving their lives!

-Christopher A. Brown

President, National Fatherhood Initiative

You are holding in your hands a treasure. John Segal, with unrelenting practicality, shows a path forward for young people not to survive in this world but to thrive. His words of wisdom extend far past the weekly paycheck of annual salary. This book is a game plan for wise, meaningful living. The young people in your life should read it—and practice it.

-Ronnie McBrayer

Author, pastor, and nationally syndicated columnist

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